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Protecting Your Family, Business, and Future

Complete insurance solutions under one trusted roof. Get the expertise of a big agency and the personal touch of a family business.

Our Services

About the Benefits Group of the Rockies

At Benefits Group of the Rockies, insurance is more than policies — it’s peace of mind. With over 54 years of combined experience, we deliver comprehensive protection, combining the expertise of a big agency with the care of a family business. We provide personalized plans that protect families, businesses, and futures with confidence.

Sherene Smith

Co-Founder: Medicare and Health Insurance

Sherene specializes in health insurance and Medicare coverage with 24 years of experience, offering clear guidance and hands-on support to help clients choose the right plan. She is dedicated to creating tailored solutions that provide confidence and complete protection.

Ron Smith

Co-Founder: Auto, Home, Business, Life, and Annuities

With more than 31 years of experience, Ron provides expert guidance to ensure clients have the right protection for their homes, vehicles, and businesses. His proactive approach and in-depth knowledge help close coverage gaps and provide clients with lasting peace of mind.

Resources

Our team aims to equip you with the knowledge and tools necessary to make informed decisions about your insurance. If you don’t see the information you need, contact our team.

FAQs

While we’re based in Colorado, we’re licensed in multiple states and can help people outside of Colorado with health and Medicare as well. Just ask—chances are, we can serve you where you are.

No! We’re paid by the insurance companies, not you. We’re an independent agency, which means we have access to multiple carriers. Our services cost you nothing extra, and we work to get you the most value for your coverage.

Things like service line coverage, metal marring, additional living expenses, and extended replacement cost are often missing. We’ll walk you through what they mean and whether they make sense for you.

Yes, we help businesses of all sizes with general liability, commercial property, workers’ comp, and more.

 Living benefits allow you to access a portion of your life insurance if you face a serious illness or injury. Think of it like a financial safety net while you’re still living.

Both can create guaranteed income streams or shield your savings from market downturns. We specialize in helping individuals convert dormant 401(k)s into secure, reliable income options.

Yes! We specialize in helping individuals, families, and the self-employed navigate the complexities of health insurance. We’ll ensure you understand your options and find a plan that suits your budget and needs.

You should start exploring Medicare about 6 months before you turn 65, so you don’t miss important deadlines. Sherene, our Medicare specialist, will walk you through everything.

Yes! We’ll review your current coverage, identify gaps, and provide recommendations — no strings attached.

Call us first. We’ll guide you through the process, explain what to expect, and help you advocate with the insurance company if needed.

You can learn more by visiting this page, where Sherene shares her expertise on Medicare and offers an easy way to request a personalized Medicare quote.

Contact Benefits Group of the Rockies

Please complete the form below to contact our team or request a quote.